@charset "UTF-8";

:root{--blue:#082b55;--blue3:#eaf2fb;--green:#16704a;--red:#9b1c31;--gold:#d99b1f;--light:#f5f7fa;--text:#1f2933;--muted:#64748b;--border:#e5e7eb;--shadow:0 14px 34px rgba(15,23,42,.10)}
    *{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--light);line-height:1.58}a{color:inherit}header{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:20}nav{max-width:1180px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:17px 20px;gap:22px}.brand{font-size:28px;font-weight:900;color:var(--blue)}.brand small{display:block;font-size:13px;font-weight:700;color:var(--muted);margin-top:2px}.navlinks{display:flex;gap:18px;flex-wrap:wrap;align-items:center;font-weight:800;font-size:14px;color:var(--blue)}.navlinks a{text-decoration:none}.navbtn{background:var(--red);color:#fff!important;padding:10px 14px;border-radius:9px}
    .hero{background:linear-gradient(120deg,rgba(8,43,85,.97),rgba(18,63,118,.90));color:#fff;padding:78px 20px 68px}.hero .inner{max-width:1180px;margin:auto;display:grid;grid-template-columns:1.12fr .88fr;gap:36px;align-items:center}.badge{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.30);padding:9px 14px;border-radius:999px;margin-bottom:18px;font-weight:800}h1{font-size:50px;line-height:1.05;margin:0 0 20px;letter-spacing:-1px}.hero p{font-size:19px;max-width:800px;margin:0 0 24px}.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero-cta{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));align-items:stretch}.hero-cta .btn{display:flex;align-items:center;justify-content:center;text-align:center}.btn{display:inline-block;text-decoration:none;color:#fff;background:var(--red);padding:14px 20px;border-radius:10px;font-weight:900;box-shadow:0 8px 18px rgba(0,0,0,.15);border:0;cursor:pointer;font-size:15px}.btn.secondary{background:var(--green)}.btn.light{background:#fff;color:var(--blue)}.hero-card{background:#fff;color:var(--text);border-radius:22px;padding:30px;box-shadow:0 18px 44px rgba(0,0,0,.22)}.hero-card h2{margin:0 0 14px;color:var(--blue);font-size:25px}.hero-products{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:18px}.hero-product{background:#eef6ff;border:1px solid #d9e8f8;border-radius:12px;padding:12px;font-weight:900;color:var(--blue);font-size:14px;text-align:left;cursor:pointer;font-family:Arial,Helvetica,sans-serif;text-decoration:none;display:block}.hero-product:hover{background:#ffffff;border-color:var(--gold)}.hero-fast-note{font-size:13px!important;color:#475569!important;margin:12px 0 0!important}.trust-row{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:22px}.trust-box{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);border-radius:14px;padding:14px;font-size:14px;font-weight:900;color:#eef6ff;min-height:74px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;text-decoration:none;cursor:pointer;font-family:Arial,Helvetica,sans-serif}.trust-box:hover{background:rgba(255,255,255,.22);border-color:rgba(255,255,255,.55);transform:translateY(-1px)}.trust-box:focus{outline:3px solid rgba(217,155,31,.55);outline-offset:2px}.trust-box span{display:block;font-size:12px;font-weight:700;opacity:.9;margin-top:3px}
    .section{padding:68px 20px}.section.white{background:#fff}.container{max-width:1180px;margin:auto}.section-title{max-width:900px;margin-bottom:30px}.section h2{color:var(--blue);font-size:36px;line-height:1.15;margin:0 0 12px}.lead{font-size:18px;color:var(--muted);margin:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:start}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid.two{grid-template-columns:repeat(2,1fr)}.grid.four{grid-template-columns:repeat(4,1fr)}.card{background:#fff;padding:26px;border-radius:18px;border:1px solid var(--border);box-shadow:var(--shadow)}.card.highlight{border:2px solid #d7e7f8;background:linear-gradient(180deg,#fff,#f7fbff)}.card h3{color:var(--blue);margin:0 0 10px;font-size:22px}.card p{margin:0;color:#344054}.pill{display:inline-block;background:var(--blue3);color:var(--blue);padding:7px 10px;border-radius:999px;font-size:13px;font-weight:800;margin-bottom:12px}.note{background:#fff7e6;border-left:5px solid var(--gold);padding:20px;border-radius:12px;color:#3f2a08;font-size:16px}.small{font-size:13px;color:var(--muted)}
    .situation-card{position:relative;overflow:hidden}.situation-card:before{content:"";position:absolute;top:0;left:0;right:0;height:5px;background:var(--gold)}.situation-card .problem{font-weight:800;color:#334155;margin:8px 0 10px}.situation-card .reassure{color:#475569;font-size:15px;margin-bottom:18px}.soft-link{display:inline-block;margin-top:16px;color:var(--blue);font-weight:900;text-decoration:none}.soft-link:hover{text-decoration:underline}.mini-compliance{margin-top:24px;background:#f8fafc;border:1px dashed #cbd5e1;border-radius:16px;padding:18px;color:#475569;font-size:14px}.office-strip{background:#fff;border:1px solid var(--border);border-radius:18px;box-shadow:var(--shadow);padding:24px}.office-head{display:flex;justify-content:space-between;gap:18px;align-items:flex-start;flex-wrap:wrap;margin-bottom:18px}.office-head h2{font-size:30px;margin:0 0 8px}.office-list{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.office-mini{background:#f8fafc;border:1px solid #e2e8f0;border-radius:14px;padding:16px}.office-mini strong{display:block;color:var(--blue);font-size:16px;margin-bottom:4px}
    .funnel{background:#fff;border-radius:24px;box-shadow:var(--shadow);border:2px solid #dce8f5;overflow:hidden}.progress{height:10px;background:#e5e7eb}.bar{height:10px;background:var(--gold);width:33%;transition:width .25s ease}.funnel-body{padding:34px;min-height:430px}.step-page{display:none}.step-page.active{display:block}.funnel h3{font-size:28px;color:var(--blue);text-align:center;margin:0 0 10px}.funnel .sub{text-align:center;color:var(--muted);margin:0 0 24px;font-size:16px}.choices{display:grid;grid-template-columns:1fr 1fr;gap:14px;max-width:780px;margin:0 auto}.choice{border:1px solid #d7dee9;border-radius:14px;padding:18px;background:#fff;cursor:pointer;font-weight:900;color:var(--blue);min-height:80px;text-align:left}.choice small{display:block;color:var(--muted);font-weight:700;margin-top:4px}.choice.selected{border-color:var(--gold);background:#fff9eb}.funnel-fields{display:grid;gap:14px;max-width:800px;margin:0 auto}label{font-weight:900;color:var(--blue);font-size:14px}input,select,textarea{width:100%;padding:13px 14px;border:1px solid #cbd5e1;border-radius:11px;font-size:15px;font-family:Arial,Helvetica,sans-serif}textarea{min-height:96px;resize:vertical}.check{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:#334155;margin:5px 0}.check input{width:auto;margin-top:3px}.funnel-actions{display:flex;gap:12px;justify-content:center;margin-top:24px;flex-wrap:wrap}.backbtn{background:#eef2f7;color:var(--blue);box-shadow:none}
    .legal-page{display:none;background:#fff;border-top:1px solid var(--border);padding:52px 20px}.legal-page:target{display:block}.legal-page .box{max-width:1080px;margin:auto;background:#fff;border:1px solid var(--border);border-radius:20px;padding:32px;box-shadow:var(--shadow)}.legal-page h2{color:var(--blue);font-size:34px;margin:0 0 14px}.legal-page h3{color:var(--blue);margin-top:24px}.legal-doc-text{white-space:pre-wrap;background:#f8fafc;border:1px solid var(--border);border-radius:14px;padding:22px;font-family:Arial,Helvetica,sans-serif;font-size:14px;line-height:1.55;color:#1f2933;max-height:70vh;overflow:auto;margin-bottom:24px}.print-btn{background:var(--blue);color:#fff;border:0;border-radius:9px;padding:10px 14px;font-weight:900;cursor:pointer}
    footer{background:#071a32;color:#dbe5ef;padding:40px 20px 30px;font-size:14px}footer .inner{max-width:1180px;margin:auto}footer a{color:#fff}.footer-main{display:flex;justify-content:space-between;gap:22px;align-items:flex-start;flex-wrap:wrap}.footer-links{display:flex;flex-wrap:wrap;gap:14px;margin:16px 0;font-weight:900}.footer-links a{display:inline-block;background:transparent!important;color:#ffffff!important;text-decoration:underline;text-underline-offset:3px;padding:0!important;border:0!important;box-shadow:none!important}.footer-disclaimer{margin-top:22px;padding-top:18px;border-top:1px solid rgba(255,255,255,.18);font-size:11.5px;line-height:1.55;color:#cbd5e1;max-width:1180px}


    .quick-contacts{margin-top:22px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.28);border-radius:18px;padding:18px;box-shadow:0 10px 24px rgba(0,0,0,.14)}
    .quick-contacts h2{font-size:22px;line-height:1.2;margin:0 0 12px;color:#fff}
    .quick-contact-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:10px}
    .quick-contact-card{display:block;text-decoration:none;background:rgba(255,255,255,.94);color:var(--blue);border-radius:14px;padding:13px 14px;font-weight:900;border:1px solid rgba(255,255,255,.35)}
    .quick-contact-card span{display:block;color:#475569;font-size:12px;font-weight:800;margin-bottom:3px}
    .quick-contact-card strong{display:block;font-size:18px;line-height:1.15}
    .quick-contact-note{font-size:13px!important;margin:10px 0 0!important;color:#eaf2fb!important}

    .mobile-sticky-cta{display:none}
    @media(max-width:900px){.hero .inner,.split,.grid,.grid.two,.grid.four,.choices,.trust-row,.hero-products,.office-list{grid-template-columns:1fr}h1{font-size:35px}.hero p{font-size:17px}nav{align-items:flex-start;flex-direction:column;padding:14px 18px;gap:14px}.brand{font-size:24px}.brand small{font-size:12px}.navlinks{font-size:13px;gap:14px}.navbtn{padding:9px 13px}.section{padding:52px 18px}.funnel-body{padding:24px 18px}.trust-row{grid-template-columns:1fr 1fr}body{padding-bottom:76px}.mobile-sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:50;display:grid;grid-template-columns:1fr 1fr;gap:8px;background:#ffffff;border-top:1px solid var(--border);padding:10px 12px;box-shadow:0 -10px 22px rgba(15,23,42,.12)}.mobile-sticky-cta a{display:block;text-align:center;text-decoration:none;border-radius:10px;padding:12px 10px;font-weight:900;font-size:14px}.mobile-sticky-cta .primary{background:var(--red);color:#fff}.mobile-sticky-cta .whatsapp{background:var(--green);color:#fff}.hero{padding-top:34px}.quick-contact-grid{grid-template-columns:1fr}.quick-contacts{margin-top:20px;padding:16px}.quick-contacts h2{font-size:20px}.quick-contact-card strong{font-size:17px}.hero-card{padding:22px}.hero-products{grid-template-columns:1fr 1fr!important}.hero-product{text-align:center}.cta .btn{width:100%;text-align:center}.hero-cta{grid-template-columns:1fr}}

    .choice-error{margin:14px 0 0;color:#9f1239;font-weight:800;background:#fff1f2;border:1px solid #fecdd3;border-radius:10px;padding:10px 12px}
    @media print{body *{visibility:hidden!important}.legal-page:target,.legal-page:target *{visibility:visible!important}.legal-page:target{display:block!important;position:absolute;left:0;top:0;width:100%;padding:0;background:#fff;color:#000}.legal-page:target .box{box-shadow:none;border:0;border-radius:0}.legal-doc-text{max-height:none;overflow:visible;border:0;background:#fff;padding:0;color:#000}.print-btn{display:none!important}}
  
    .territory-link-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:16px}
    @media(max-width:900px){.territory-link-grid{grid-template-columns:1fr!important}}


  
    /* Privacy e consenso separati e stampabili singolarmente */
    .privacy-split{display:grid;grid-template-columns:1fr;gap:28px}
    .privacy-doc-panel{background:#fff;border:1px solid var(--border);border-radius:18px;padding:24px;box-shadow:var(--shadow)}
    .privacy-doc-panel h3{margin-top:0}
    .privacy-print-actions{display:flex;gap:10px;flex-wrap:wrap;margin:16px 0 20px}
    .legal-doc-text.print-doc{max-height:none;overflow:visible;white-space:pre-wrap;background:#f8fafc;border:1px solid var(--border);border-radius:14px;padding:22px;font-family:Arial,Helvetica,sans-serif;font-size:14px;line-height:1.55;color:#1f2933}
    .doc-separator{height:1px;background:var(--border);margin:10px 0 4px}
    @media print{
      body.print-informativa *{visibility:hidden!important}
      body.print-informativa #doc-informativa,
      body.print-informativa #doc-informativa *{visibility:visible!important}
      body.print-informativa #doc-informativa{display:block!important;position:absolute;left:0;top:0;width:100%;padding:0!important;background:#fff!important;color:#000!important;box-shadow:none!important;border:0!important}
      body.print-informativa #doc-informativa .privacy-print-actions{display:none!important}
      body.print-informativa #doc-informativa .legal-doc-text{max-height:none!important;overflow:visible!important;border:0!important;background:#fff!important;padding:0!important;color:#000!important;font-size:11.8px!important;line-height:1.38!important}
      body.print-informativa #doc-informativa h3{font-size:18px!important;margin:0 0 10px!important;color:#000!important}
      body.print-informativa #doc-informativa p{font-size:11.8px!important;color:#000!important}
      body.print-consenso *{visibility:hidden!important}
      body.print-consenso #doc-consenso,
      body.print-consenso #doc-consenso *{visibility:visible!important}
      body.print-consenso #doc-consenso{display:block!important;position:absolute;left:0;top:0;width:100%;padding:0!important;background:#fff!important;color:#000!important;box-shadow:none!important;border:0!important}
      body.print-consenso #doc-consenso .privacy-print-actions{display:none!important}
      body.print-consenso #doc-consenso .legal-doc-text{max-height:none!important;overflow:visible!important;border:0!important;background:#fff!important;padding:0!important;color:#000!important;font-size:11.5px!important;line-height:1.32!important}
      body.print-consenso #doc-consenso h3{font-size:18px!important;margin:0 0 10px!important;color:#000!important}
      body.print-consenso #doc-consenso p{font-size:11.5px!important;color:#000!important}
    }

      section[id], .legal-page[id]{scroll-margin-top:260px;}@media (min-width:900px){section[id], .legal-page[id]{scroll-margin-top:150px;}#verifica .funnel{padding:18px 28px;}#verifica .step-page h3{margin:0 0 6px;font-size:26px;}#verifica .step-page .sub{margin:0 0 10px;font-size:14px;}#verifica .funnel-fields{display:grid;grid-template-columns:1fr 1fr;gap:7px 14px;}#verifica .funnel-fields>div{margin:0;}#verifica label{margin:3px 0 2px;font-size:13px;}#verifica input,#verifica select,#verifica textarea{padding:7px 10px;font-size:14px;}#verifica textarea{min-height:54px;}#verifica .check{grid-column:1/-1;display:flex;align-items:flex-start;gap:8px;margin:5px auto;font-size:13px;line-height:1.25;max-width:760px;}#verifica .check input{width:auto;margin-top:3px;}#verifica .funnel-actions{grid-column:1/-1;margin-top:8px;display:flex;justify-content:center;gap:12px;}#verifica .funnel-actions .btn{padding:9px 18px;font-size:14px;min-width:120px;}}

.fact-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 24px;margin:22px 0 0}
    .fact-list div{padding:14px 0;border-top:1px solid var(--border)}
    .fact-list dt{font-weight:900;color:var(--blue);margin-bottom:4px}
    .fact-list dd{margin:0;color:#344054}
    .fact-list address{font-style:normal}
    .faq-list{display:grid;gap:14px}
    .faq-item{background:#fff;border:1px solid var(--border);border-radius:16px;box-shadow:var(--shadow);padding:0 22px}
    .faq-item summary{cursor:pointer;color:var(--blue);font-weight:900;font-size:18px;padding:20px 0}
    .faq-item p{margin:0;padding:0 0 20px;color:#344054}
    .definition-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:0}
    .definition-list div{background:#fff;border:1px solid var(--border);border-radius:16px;padding:22px;box-shadow:var(--shadow)}
    .definition-list dt{font-weight:900;color:var(--blue);font-size:19px;margin-bottom:8px}
    .definition-list dd{margin:0;color:#344054}
    .source-list{margin:0;padding-left:22px}
    .source-list li{margin:10px 0}
    .editorial-meta{margin-top:24px;background:#f8fafc;border:1px solid var(--border);border-radius:16px;padding:22px}
    .editorial-meta p{margin:7px 0;color:#344054}
    .skip-link{position:fixed;left:16px;top:12px;z-index:100;transform:translateY(-180%);background:#fff;color:var(--blue);padding:10px 14px;border-radius:9px;font-weight:900;box-shadow:var(--shadow)}
    .skip-link:focus{transform:translateY(0)}
    a.brand{text-decoration:none}
    .btn:focus-visible,.choice:focus-visible,.hero-product:focus-visible,.quick-contact-card:focus-visible,.navlinks a:focus-visible,.mobile-sticky-cta a:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
    @media(max-width:900px){.fact-list,.definition-list{grid-template-columns:1fr}}

/* Blocco 2: template editoriali */
.content-page .breadcrumb{max-width:1120px;margin:0 auto;padding:14px 22px;font-size:.92rem}.breadcrumb ol{display:flex;gap:8px;flex-wrap:wrap;list-style:none;margin:0;padding:0}.breadcrumb li:not(:last-child)::after{content:"/";margin-left:8px;color:var(--muted)}
.page-hero{padding:clamp(42px,7vw,76px) 0 34px;background:linear-gradient(180deg,#f3f7fb 0,#fff 100%)}.page-hero h1{max-width:900px;margin:14px 0 12px;font-size:clamp(2rem,5vw,3.6rem);line-height:1.06}.page-hero .lead{max-width:780px}
.content-page .page-hero{position:static;top:auto;z-index:auto}
.template-landing .page-hero{padding:28px 0 24px}
.template-landing .page-hero h1{font-size:clamp(2rem,4vw,3.15rem);margin:10px 0 10px}
.template-landing .hero-actions{margin-top:16px}
.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:44px;padding-top:42px;padding-bottom:56px}.article-content section{margin-bottom:36px}.article-content h2{margin:0 0 14px;font-size:clamp(1.35rem,3vw,2rem)}.article-content h3{margin:24px 0 8px}.article-content p,.article-content li{line-height:1.75}.article-content a{text-decoration:underline;text-underline-offset:3px}
.related-panel{align-self:start;position:sticky;top:88px;padding:24px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:var(--shadow)}.related-panel h2{font-size:1.2rem;margin:0 0 12px}.related-link-list{display:grid;gap:10px;margin:0 0 22px;padding-left:20px}.related-link-list a{font-weight:700}.related-panel .btn{width:100%;text-align:center}
.direct-answer{padding:22px;border-left:4px solid var(--gold);border-radius:0 14px 14px 0;background:#f7f9fc}.index-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.index-card{padding:24px;border:1px solid var(--line);border-radius:16px;background:#fff}.index-card h2{font-size:1.25rem}.index-card p{margin-bottom:0}.faq-list{display:grid;gap:12px}.faq-item{border:1px solid var(--line);border-radius:14px;padding:0 18px}.faq-item summary{cursor:pointer;font-weight:800;padding:18px 0}.faq-item p{padding-bottom:18px}.checklist{padding-left:0;list-style:none}.checklist li{padding:12px 0 12px 34px;position:relative;border-bottom:1px solid var(--line)}.checklist li::before{content:"✓";position:absolute;left:5px;color:#08765a;font-weight:900}
.editorial-footer{border-top:1px solid var(--line);background:#f7f9fc}.editorial-footer .container{padding-top:24px;padding-bottom:24px}.editorial-footer p{margin:6px 0;color:var(--muted);font-size:.92rem}
@media(max-width:900px){.content-layout{grid-template-columns:1fr}.related-panel{position:static}.index-grid{grid-template-columns:1fr}}
@media print{.content-page .breadcrumb,.related-panel,.content-page>footer,.content-page header nav{display:none!important}.content-layout{display:block}.page-hero{padding:10mm 0;background:none}.article-content a{color:#000;text-decoration:none}}

/* Blocco 3: ecosistema nazionale */
.ecosystem-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.ecosystem-grid>a,.territory-levels>a{display:flex;flex-direction:column;gap:7px;padding:22px;border:1px solid var(--border);border-radius:16px;background:#fff;color:var(--blue);text-decoration:none;box-shadow:var(--shadow)}.ecosystem-grid>a:hover,.territory-levels>a:hover{border-color:var(--gold);transform:translateY(-2px)}.ecosystem-grid span,.territory-levels span{color:var(--muted);font-size:.92rem;line-height:1.45}.cluster-path{margin-top:38px;padding:26px;border:1px solid #d7e7f8;border-radius:18px;background:#f7fbff}.cluster-path ul{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 18px;padding-left:20px}.cluster-path a{text-decoration:none}.territory-levels{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.territory-path{display:flex;flex-wrap:wrap;align-items:center;gap:9px;margin-top:34px;padding:16px 18px;border:1px solid var(--border);border-radius:14px;background:#f8fafc}.territory-path a{font-weight:800}.territory-path span{color:var(--muted)}
.ecosystem-grid>a:focus-visible,.territory-levels>a:focus-visible,.cluster-path a:focus-visible,.territory-path a:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
@media(max-width:900px){.ecosystem-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.territory-levels{grid-template-columns:1fr}}
@media(max-width:560px){.ecosystem-grid,.cluster-path ul{grid-template-columns:1fr}}
@media print{#ecosistema-nazionale .ecosystem-grid{grid-template-columns:repeat(2,1fr)}.territory-path{border:0;padding-left:0}}

/* Refinement 0.5: token condiviso e focus a doppio contrasto, visibile su fondi chiari e scuri. */
:root{--line:var(--border)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #fff;outline-offset:2px;box-shadow:0 0 0 5px var(--blue)}

/* Header guida: normale in cima; compatto quando si risale; quasi invisibile durante lo scroll verso il basso. */
.content-page .page-hero,.content-page .breadcrumb,.content-page .related-panel{position:static;top:auto}
section[id],.legal-page[id],.article-content [id]{scroll-margin-top:56px}
@media(min-width:901px){section[id],.legal-page[id],.article-content [id]{scroll-margin-top:50px}}

html.header-scroll-enabled body>header{
  transition:transform .18s ease,box-shadow .18s ease;
  will-change:transform;
}
html.header-scroll-enabled body>header nav{
  transition:padding .14s ease,gap .14s ease;
}
html.header-scroll-enabled body>header .brand{
  transition:font-size .14s ease,line-height .14s ease;
}
html.header-scroll-enabled body{overflow-anchor:none}

/* Stato compatto: appare solo quando l'utente torna leggermente verso l'alto. */
html.header-scroll-enabled body>header.compact nav{
  padding:4px 18px;
  gap:12px;
}
html.header-scroll-enabled body>header.compact .brand{
  flex:0 0 auto;
  font-size:18px;
  line-height:1;
  white-space:nowrap;
}
html.header-scroll-enabled body>header.compact .brand small{display:none}
html.header-scroll-enabled body>header.compact .navlinks{
  flex-wrap:nowrap;
  gap:12px;
  font-size:12px;
}
html.header-scroll-enabled body>header.compact .navbtn{
  padding:5px 8px;
  border-radius:7px;
}

/* Durante lo scroll verso il basso l'header esce completamente dalla viewport. */
html.header-scroll-enabled body>header.header-hidden{
  transform:translateY(-100%);
  box-shadow:none;
}

@media(max-width:900px){
  html.header-scroll-enabled body>header.compact nav{
    align-items:center;
    flex-direction:row;
    flex-wrap:nowrap;
    padding:4px 7px;
    gap:5px;
  }
  html.header-scroll-enabled body>header.compact .brand{font-size:14px}
  html.header-scroll-enabled body>header.compact .navlinks{
    flex:1 1 auto;
    justify-content:flex-end;
    flex-wrap:nowrap;
    gap:4px;
    font-size:8.5px;
  }
  html.header-scroll-enabled body>header.compact .navlinks a:not(.navbtn){padding:7px 1px}
  html.header-scroll-enabled body>header.compact .navbtn{padding:7px 4px}
}

/* Confronto CQS / prestito personale: separazione visiva netta */
.comparison-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin:24px 0}
.comparison-card{background:#fff;border:1px solid var(--border);border-radius:18px;padding:24px;box-shadow:var(--shadow)}
.comparison-card h3{margin:0 0 16px;color:var(--blue);font-size:1.35rem}
.comparison-card dl{margin:0}
.comparison-card dl>div{padding:13px 0;border-top:1px solid var(--border)}
.comparison-card dl>div:first-child{border-top:0;padding-top:0}
.comparison-card dt{font-weight:900;color:var(--blue);margin-bottom:4px}
.comparison-card dd{margin:0;color:#344054}
.comparison-bottom{margin:20px 0 10px;padding:18px 20px;border-left:4px solid var(--gold);background:#f8fafc;border-radius:0 12px 12px 0}
@media(max-width:900px){.comparison-cards{grid-template-columns:1fr}}